ValX

The challenge

Private credit valuation teams are under mounting pressure. Regulators, auditors, and LPs want marks that are more frequent, more traceable, and more defensible. Reference data still arrives quarterly, one loan at a time, across a stack fragmented between vendor portals, loan systems, and spreadsheets. The result is a forced tradeoff between rigor and cycle time that headcount alone can’t fix.

The platform

ValX is a light-touch modular set of valuation tools. The goal is to complement existing workflows, increase transparency, and provide audit defense and scalability to modern valuation teams. There is no one-size-fits-all process to adopt: teams use one tool, several, or all of them, and realize value at every level. Capabilities include:

1. 1

   Document ingestion

   Automated extraction from credit agreements and reporting packages to cut manual data entry.
2. 2

   Benchmarks

   Visual overlays of the broader market comparability universe or custom-built loan universe for relative-value analysis and migration detection.
3. 3

   Valuation scaffolding

   Standardized cash-flow and discount-rate inputs to accelerate facility-level marks.
4. 4

   Comparability engine

   A ranked set of market comparables from a few facility-level inputs, drawn from an independent private credit universe to support defensible, traceable marks.
5. 5

   Implied credit scoring

   A facility-level rating model driven by loan-level inputs, informing spread selection and surfacing credit migration over time.

Scope and sequencing are shaped through direct engagement with valuation practitioners.

What you get

1. 1

   Time-to-mark

   Close the lag between market movement and portfolio reflection.
2. 2

   Valuation frequency

   Mark more often without adding headcount.
3. 3

   Defensibility

   Transparent, traceable methodology that holds up to regulator, auditor, and LP review.
4. 4

   Operational efficiency

   Automate high-friction inputs and manual handoffs across the workflow.